Insurance services rfp

Fox Crossing is looking for insurance services proposals.  The Request for Proposal (RFP) for Insurance Services can be found in this link.  If you are interested in submitting a proposal please email [email protected] with the insurance companies you are requesting to quote.  If we do not have an agent quoting that insurance company, the detailed insurance schedules will be forwarded to you.  Currently we have agent(s) quoting EMC, Chubb, Travelers, Selective, CIC, Liberty, AAIC, AAIC, CVMIC, and LWMMI.

Timeline:

Request for Proposal Issued                           02/03/26

Questions due                                                  03/17/26 at 4:00 pm, CST

Last Questions Answered on website            03/20/26 by end of day          

Proposals Due                                                  03/31/26 at 4:00 pm, CST

Village Board Approval                                    04/20/26 (Tentative)

Insurance Commencement                             06/01/26

Questions & Answers:

Questions from potential agents/insurance companies, along with Fox Crossing’s answers will be posted here.  Proposers are invited to ask questions anytime, the deadline posted above is the final time that the Village will review and answer questions regarding this proposal.

This area will also be used for any clarification needed on the RFP.  This will ensure all potential agents will have the same information for submitting their proposals.

To submit a question, please email [email protected], and reference Insurance Services RFP Question.

Questions Recieved as of 2/11/2026:

1.      Insurance limits and deductible requested for Liability Policy:

$3 million minimum liability with $1,000 deductible; however Fox Crossing would also like quotes for $2,500 & $5,000 deductibles 

2.      Deductibles requested for Property, Equipment Breakdown and Contractor’s Equipment?

$1,000 (current policy) deductible with quotes for $2,500 and $5,000 deductibles

3.      Auto Physical Damage valuation RC or ACV?

The Village currently has ACV for Auto physical damage but is requesting RC.  Please quote both with deductibles of $1,000, $2,500 & $5,000. 

4.      Is the Village requesting Auto Liability – Med Pay, Injunctive Relief or Identity Recovery Coverages?

No, the Village does not currently have these types of coverages and is not requesting this for our proposal.

5.      Is the Village requesting coverage for any special use animals?

Yes, the Village is interested in coverage for our Police K-9. 

6.      Total Number of Employees / Elected Officials

Fox Crossing issued 300 W2s for 2025, with 8 being Elected Officials.  Many of these employees are part-time or seasonal.  In 2026, Fox Crossing has budgeted 115 Full Time Equivalents.

7.      Number of Employees at a Single Location

The most employes at a single location would be 84 at the Municipal Complex.  This number excludes seasonal employees that can work out of the municipal complex, such as poll workers.

8.      Number of Sworn Officers – 31

9.      For Workers’ Compensation only the class codes for 5507, 7520, & 7704 are listed on the RFP form, do you have any others?

Please be aware that there are 2 columns of codes and amounts on the RFP WC Form.  The Village uses 6 WC codes (5507, 7520, 7704, 7720, 8810, & 9414)  for a total WC payroll policy of $8,201,739.85 estimated for the insurance policy year.

10.  Can I receive the Statement of Values in an Excel format?

Yes, please contact [email protected] for this information.